The new financial year has started, now book health insurance for Rs 12 with financial stability. Pm suraksha

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The financial year 2024-25 has started from April 1. This year people will invest in many different assets for their financial stability. In such a situation, it becomes necessary that along with investment, money should also be invested in health insurance. This not only reduces your health bills but also gives you tax benefits. Today we are going to tell you about the Pradhan Mantri Suraksha Bima Yojana, through which you will be able to avail the benefits of health insurance at very low cost.

What is the scheme?

Pradhan Mantri Suraksha Bima Yojana (PMSBY) was started by the government in 2015. This is an accident insurance scheme. Under this, people have to pay a premium of only Rs 12 annually to get insurance. This scheme was started keeping in mind the economically weaker families. Under this scheme, in case of death of the accident insurance holder in an accident, the insurance amount is paid to the nominee or his family. In case of death of the insured, Rs 2 lakh is paid to the family.

If the insured gets injured in an accident, a sum of Rs 1 lakh is paid. Now the question is how the nominee or family member of the policyholder can claim the insurance amount. Let us know. To claim the insurance amount, the nominee or the concerned person will first have to go to the bank or insurance company from where the policy was purchased. Here a form will be available, which the nominee will have to fill and submit. In this, information like name, address and phone number will have to be filled.

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This is the process

However, this form can also be downloaded online. For this you will have to go to PMSBY website. This form is available in many regional languages ​​including Hindi and English. The form can be downloaded by clicking on this website.

Submit the filled form along with all the relevant documents to the insurance company. It is necessary to include death certificate or disability certificate in this. After this the insurance company will check all the documents. If all the documents are correct then the claim amount will be deposited in the specified account and in this way the process of claim settlement will be completed.

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Brijesh Pratap
Brijesh Pratap

Hi, I am Brijesh Pratap, a content creator and WordPress website designer, I have been in content writing for more than 3 years. I specialize in creating engaging articles. As a WordPress expert, I design websites for businesses and bloggers, aiming for both visual appeal and impactful content. Join me on this journey of creative exploration and effective online solutions.

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